Dave Ramsey has some great point in the 5 Basic of Personal Finance.
After giving the five suggestions he concludes with:
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Personal finance isn't rocket science. These five things are incredibly simple to understand; they're just hard to actually do. It takes some time and sacrifice, and your friends will probably give you a hard time if you start chopping up credit cards and declaring war on debt. But there's something else I figured out a while back: If your broke friends are making fun of your financial plan, you’re probably right on track!
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If you are overwhelmed by personal finances, go read the 5 Basic of Personal Finance.
Hat tip: Instapundit
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